travel hacking

Mini-Retirement Know-How For ESL Teachers

Mini-Retirement know-ow for ESL TeachersMini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination.  Continue reading

10 Things That Slow Down Your Progress To Financial Independence

10 Things That Slow Down Your Progress To Financial IndpendenceThinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading

“Cheap As Chips”: Your Next Trip to Ireland

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Traveling is one of the great perks of being an ESL educator. Our profession allows us the chance to live, work, and holiday in many parts of the world. I want to talk about one particular country, Ireland. I mention Ireland because it has a special place in my heart because my husband hails from the Emerald Isle.

Getting to Ireland from the States can range from super-expensive to fairly cheap. I’m guessing the same frugality that runs through your veins is similar to mine, so I’m going to focus on the ‘fairly cheap’ side of traveling. Here’s how you can  Continue reading

Our Budget Nosedive and Recovery

Our Budget Nosedive and RecoveryTyping the title of this post makes me cringe. Nobody likes to admit that they messed up, even though we all do at some point or another. Mistakes are an inevitable part of our lives. Picking yourself  Continue reading

Women of TESOL You Must Save More: Part III

 


Women Of TESOL You Must Save More: Part IIThis is a three-part series discussing men and women and their (retirement) savings with an overarching trend that women of TESOL need to start saving more for retirement. Part I gives you a simplified comparison between women and mens’ savings rates according to the INGCompareMe application. Part II looks at the results of an informal survey given to 21 men and women TESOLers regarding career, salary, and savings. Lastly, Part III looks at various options of how to save and savings goals for TESOLer women.
 

In the last post we compared men and women and their overall savings. What we found was that men surpass women when it comes to this financial area. Today we get a little more specific and discuss the financial situation of women TESOLers’ savings and how they compare to their male counterparts.

Women Who Are Not Saving

Give me a B! Give me a U! Give me a D! Give me a G! Give me an E! Give me a T! What’s that spell?! BUDGET!

Please ask yourself where is my potential savings money leaking toDo I have and use a budget

Those two questions are crucial to your successful financial management. I know I would probably beat this point to death with a stick if I had one but a b.u.d.g.e.t is where it’s at. Continue reading