Mini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination. Continue reading
Thinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading
The year of 2014 was a good year for us. Moving from over $20,000 in debt to completely debt-free and then some, is something I feel proud of. So, this year in review is quite a pleasant topic for me. Stephen and I proved that 2 ESL teachers can rock their finances and we hope you did, too. Here is an overview of what we accomplished throughout the year.
Many ESL teachers love to travel, but don’t realize, until it’s too late, that we have spent way too much on a trip. “Killed by a thousand pricks: hidden costs of international travel’ will help you sort this ugly business out. Ugh.Traveling is exciting. When we get excited about something, we tend to throw caution into the wind. We say be-damned oh budget, I’m on vacation and Continue reading
Traveling is one of the great perks of being an ESL educator. Our profession allows us the chance to live, work, and holiday in many parts of the world. I want to talk about one particular country, Ireland. I mention Ireland because it has a special place in my heart because my husband hails from the Emerald Isle.
Getting to Ireland from the States can range from super-expensive to fairly cheap. I’m guessing the same frugality that runs through your veins is similar to mine, so I’m going to focus on the ‘fairly cheap’ side of traveling. Here’s how you can Continue reading