10 Things That Slow Down Your Progress To Financial Independence

10 Things That Slow Down Your Progress To Financial IndpendenceThinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading

Year In Review: 2 ESL Teachers Rocked 2014 Finances

Year In Review: 2 ESL Teachers Rocked 2014 Finances

The year of 2014 was a good year for us. Moving from over $20,000 in debt to completely debt-free and then some, is something I feel proud of. So, this year in review is quite a pleasant topic for me. Stephen and I proved that 2 ESL teachers can rock their finances and we hope you did, too. Here is an overview of what we accomplished throughout the year.



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Index Funds Are The New Black

Index Funds Are The New BlackI will never forget the day when a friend of the family came to our house one day and said that he had just sold off the rest of his stocks because the stock market had plummeted and he wanted to get out while he could. Apparently, this friend ‘lost’ a lot of money before he pulled the rest out. Too bad he didn’t know index funds are the new black.  Continue reading

Our Budget Nosedive and Recovery

Our Budget Nosedive and RecoveryTyping the title of this post makes me cringe. Nobody likes to admit that they messed up, even though we all do at some point or another. Mistakes are an inevitable part of our lives. Picking yourself  Continue reading

Preparations For Changing Your ESL/EFL Job

Changing Your ESL-EFL JobWho’s that knocking at my door? Why, it’s a delightful, new, uber-spectacular job. Won’t you, please, come in? I have waited all my life for you. Continue reading