Thinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading
** I am reposting this article because I somehow accidentally deleted it and of course I didn’t back up my stuff. Probably for the best because, actually, our budget has shifted due some big changes. So, very shortly I will be updating our monthly budget for all to see! You nosy-parkers.
You probably already know that debt is a jerk. It’s always up in your face talkin’ smack. We don’t want that, right? So what we have to do is make a plan of action. Just like any jerk, if you want them out of your life, you’ve got to prepare ahead. That’s why so many experts and non-experts sing from the mountain tops about making a budget. It’s sure-fire if you follow it. Continue reading
The year of 2014 was a good year for us. Moving from over $20,000 in debt to completely debt-free and then some, is something I feel proud of. So, this year in review is quite a pleasant topic for me. Stephen and I proved that 2 ESL teachers can rock their finances and we hope you did, too. Here is an overview of what we accomplished throughout the year.
Hey, did you hear about the ESL teacher who got a sweet university job where she has 3 months paid vacations?! Or what about the ESL teacher who is only teaching 15 hours a week and still banking loads of money? Some ESL teachers seem to get all the luck. There are always beautiful stories online and by word-of-mouth about ESL teachers who Continue reading
It started it out so well. We had lived together in Korea, Vietnam, Czech Republic, with a very short stint in Taiwan. We were having a great time- earning enough to more or less spend without thinking. We would buy each other beautifully expensive Christmas presents. We would eat out regularly, and the less said about going out partying, the better. Basically, we were living the ESL teacher expat lifestyle. I know not all ESL teachers abroad live like that, but let’s face it- a lot of us do.