frugal

Mini-Retirement Know-How For ESL Teachers

Mini-Retirement know-ow for ESL TeachersMini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination.  Continue reading

BUDGET WHAT? BUDGET HUH? BUDGET YEAH!

Budget What? Budget Huh? Budget Yeah!

** I am reposting this article because I somehow accidentally deleted it and of course I didn’t back up my stuff. Probably for the best because, actually, our budget has shifted due some big changes. So, very shortly I will be updating our monthly budget for all to see! You nosy-parkers.

You probably already know that debt is a jerk. It’s always up in your face talkin’ smack. We don’t want that, right? So what we have to do is make a plan of action. Just like any jerk, if you want them out of your life, you’ve got to prepare ahead. That’s why so many experts and non-experts sing from the mountain tops about making a budget. It’s sure-fire if you follow it. Continue reading

Teachers, Sell Your Body For Extra Money

Teachers, Sell Your Body For Extra MoneyNot that way. Geesh, get your mind out of the gutter for crying out loud. Alright then teachers, you can sell your body for money, but I’m heavily wavering towards the side of upstanding citizen type of way. If you want to make extra cash and are okay with needles and the possibility of a little blood, then this route to money making extra cash is for you.

First, let me just clear the air and say that I did take a crack at selling plasma when I was in college. I didn’t want to ask my parents for rent money. Needless to say, I was a crappy budgeter then and didn’t know how to stem the inflow of buying junk. Anyway, I digress. I went on four separate occasions to the local plasma center to earn my pay. I was paid after the fourth trip and I believe I earned about $100. That was back in 1999. (I think I should also note that my Mom found out and was t.o.’d that I just didn’t ask her for the money in the first place.) But money is money and it helped pay for rent or whatever else I had to pay at the time. Donating plasma is one way to get money using your body, but there are other ways as I will explain. Continue reading

Year In Review: 2 ESL Teachers Rocked 2014 Finances

Year In Review: 2 ESL Teachers Rocked 2014 Finances

The year of 2014 was a good year for us. Moving from over $20,000 in debt to completely debt-free and then some, is something I feel proud of. So, this year in review is quite a pleasant topic for me. Stephen and I proved that 2 ESL teachers can rock their finances and we hope you did, too. Here is an overview of what we accomplished throughout the year.

 

 

Continue reading

ESL Teachers Can Lower Expenses

Add subtitle text (1)Trying to find ways to save more money is sometimes frustrating. The immediate thought that comes into mind is I don’t want to give up all the fun stuff  but what you need to keep in mind is that ESL teachers can lower expenses without feeling too deprived afterwards. Continue reading