Mini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination. Continue reading
Many ESL teachers love to travel, but don’t realize, until it’s too late, that we have spent way too much on a trip. “Killed by a thousand pricks: hidden costs of international travel’ will help you sort this ugly business out. Ugh.Traveling is exciting. When we get excited about something, we tend to throw caution into the wind. We say be-damned oh budget, I’m on vacation and Continue reading
Traveling is one of the great perks of being an ESL educator. Our profession allows us the chance to live, work, and holiday in many parts of the world. I want to talk about one particular country, Ireland. I mention Ireland because it has a special place in my heart because my husband hails from the Emerald Isle.
Getting to Ireland from the States can range from super-expensive to fairly cheap. I’m guessing the same frugality that runs through your veins is similar to mine, so I’m going to focus on the ‘fairly cheap’ side of traveling. Here’s how you can Continue reading
Who’s that knocking at my door? Why, it’s a delightful, new, uber-spectacular job. Won’t you, please, come in? I have waited all my life for you. Continue reading
This is a three-part series discussing men and women and their (retirement) savings with an overarching trend that women of TESOL need to start saving more for retirement. Part I gives you a simplified comparison between women and mens’ savings rates according to the INGCompareMe application. Part II looks at the results of an informal survey given to 21 men and women TESOLers regarding career, salary, and savings. Lastly, Part III looks at various options of how to save and savings goals for TESOLer women.
In the last post we compared men and women and their overall savings. What we found was that men surpass women when it comes to this financial area. Today we get a little more specific and discuss the financial situation of women TESOLers’ savings and how they compare to their male counterparts.
Women Who Are Not Saving
Give me a B! Give me a U! Give me a D! Give me a G! Give me an E! Give me a T! What’s that spell?! BUDGET!
Please ask yourself where is my potential savings money leaking to? Do I have and use a budget?
Those two questions are crucial to your successful financial management. I know I would probably beat this point to death with a stick if I had one but a b.u.d.g.e.t is where it’s at. Continue reading