Retirement

Mini-Retirement Know-How For ESL Teachers

Mini-Retirement know-ow for ESL TeachersMini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination.  Continue reading

I Married A Miser- A Husband’s Story

 

I Married A Miser- A Husband's Story

It started it out so well. We had lived together in Korea, Vietnam, Czech Republic, with a very short stint in Taiwan. We were having a great time- earning enough to more or less spend without thinking. We would buy each other beautifully expensive Christmas presents. We would eat out regularly, and the less said about going out partying, the better. Basically, we were living the ESL teacher expat lifestyle. I know not all ESL teachers abroad live like that, but let’s face it- a lot of us do.

Continue reading

Women of TESOL You Must Save More: Part III

 


Women Of TESOL You Must Save More: Part IIThis is a three-part series discussing men and women and their (retirement) savings with an overarching trend that women of TESOL need to start saving more for retirement. Part I gives you a simplified comparison between women and mens’ savings rates according to the INGCompareMe application. Part II looks at the results of an informal survey given to 21 men and women TESOLers regarding career, salary, and savings. Lastly, Part III looks at various options of how to save and savings goals for TESOLer women.
 

In the last post we compared men and women and their overall savings. What we found was that men surpass women when it comes to this financial area. Today we get a little more specific and discuss the financial situation of women TESOLers’ savings and how they compare to their male counterparts.

Women Who Are Not Saving

Give me a B! Give me a U! Give me a D! Give me a G! Give me an E! Give me a T! What’s that spell?! BUDGET!

Please ask yourself where is my potential savings money leaking toDo I have and use a budget

Those two questions are crucial to your successful financial management. I know I would probably beat this point to death with a stick if I had one but a b.u.d.g.e.t is where it’s at. Continue reading

Women of TESOL You Must Save More: Part II

Women Of TESOL You Must Save More: Part IIThis is a three-part series discussing men and women and their (retirement) savings with an overarching trend that women of TESOL need to start saving more for retirement. Part I gives you a simplified comparison between women and mens’ savings rates according to the INGCompareMe application. Part II looks at the results of an informal survey given to 21 men and women TESOLers regarding career, salary, and savings. Lastly, Part III looks at various options of how to save and savings goals for TESOLer women. In the last post we compared men and women and their overall savings. What we found was that men surpass women when it comes to this financial area. Today we get a little more specific and discuss the financial situation of Continue reading

Women Of TESOL You Must Save More: Part I

 

Women of TESOL You Must Save More: Part IThis is a three-part series discussing men and women and their (retirement) savings with an overarching trend that women of TESOL need to start saving more for retirement. Part I gives you a simplified comparison between women and mens’ savings rates according to the INGCompareMe application. Part II looks at the results of an informal survey given to 21 men and women TESOLers regarding career, salary, and savings. Lastly, Part III looks at various options of how to save and savings goals for TESOLer women.

For some reason, in the back of my head, I have always thought that women are better savers than men. Perhaps watching too many movies has altered my perspective on reality. I have heard a plethora of actresses stress that they always save aside some ‘crazy money’ or ‘mad money’ just in case. Without fail they have some secret stash that always comes in handy whenever times are tough. In reality, statistics prove otherwise. When it comes to men vs. women with savings,  Continue reading