Author: TESOL Lifestyle

Telling Family You’re Getting Out of Debt

Telling Family You're Getting Out of DebtTelling family you’re getting out of debt can be a blessing or a curse depending on your family’s instilled perceptions of debt. Hearing news of this proportion is sometimes shocking, especially in this day and age when carrying debt long-term is considered normal. On the other hand, your family can provide all kinds of support that you might need. Continue reading

ESL Couples & Credit Cards

Couples & Credit CardsWhen my husband and I started dating, he had no idea that I had credit card debt. He, fortunately, did not have any debt. In fairness to myself, I was working hard to pay off that debt. But as the years passed (six to be exact) and we neared our wedding day, I somehow still had credit card debt! He still did not. I believe I had at least a few thousand dollars on the cards at the time of our wedding. I was lucky in that my new husband wasn’t deterred by my spending problem. Although I know he wasn’t thrilled with it either. I say that I’m lucky because money problems are one of the biggest relationship crushers out there but we muddled through to that golden moment of debt-freeness. Couples and credit cards can mix as long as both parties are willing to communicate. So before you get too involved or if you are already with your partner for the long haul, you should really ask yourself and your loved one these basic but somehow much overlooked questions about their credit card habits. Continue reading

Mini-Retirement Know-How For ESL Teachers

Mini-Retirement know-ow for ESL TeachersMini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination.  Continue reading

10 Things That Slow Down Your Progress To Financial Independence

10 Things That Slow Down Your Progress To Financial IndpendenceThinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading

Best Times To Teach ESL Abroad

Best Times To Teach ESL Abroad- TESOLifestyleAfter a friend of mine mentioned that she is considering making a move abroad to teach ESL, I immediately wanted to hear all about her plans. I have a tendency to live vicariously through others in this aspect even though I trot the globe enough myself. But what came up in our conversation piqued my curiosity. Over the years I have had to ask the same question time and time again. What are the best times during the year to start teaching ESL abroad in any given country? So I figured what better way to do this than Continue reading