ESL Couples & Credit Cards

Couples & Credit CardsWhen my husband and I started dating, he had no idea that I had credit card debt. He, fortunately, did not have any debt. In fairness to myself, I was working hard to pay off that debt. But as the years passed (six to be exact) and we neared our wedding day, I somehow still had credit card debt! He still did not. I believe I had at least a few thousand dollars on the cards at the time of our wedding. I was lucky in that my new husband wasn’t deterred by my spending problem. Although I know he wasn’t thrilled with it either. I say that I’m lucky because money problems are one of the biggest relationship crushers out there but we muddled through to that golden moment of debt-freeness. Couples and credit cards can mix as long as both parties are willing to communicate. So before you get too involved or if you are already with your partner for the long haul, you should really ask yourself and your loved one these basic but somehow much overlooked questions about their credit card habits. Continue reading

Mini-Retirement Know-How For ESL Teachers

Mini-Retirement know-ow for ESL TeachersMini-retirements are all the rage within certain circles. After reading quite a few posts on this topic, my husband and I decided to pursue this seemingly untouchable dream. During that time we discovered just how enjoyable not going to work is, but before we left we had to plan like crazy. We want to share with you some mini-retirement know-how for ESL teachers before you take that first step on the plane to your desired destination.  Continue reading

10 Things That Slow Down Your Progress To Financial Independence

10 Things That Slow Down Your Progress To Financial IndpendenceThinking about and putting into action ways to pay off debt, save money, and invest come naturally to those who are bent on bettering their financial situation. We tend to think if I do such and such then I will accelerate my savings by this or that amount. Perhaps by looking at what holds us back from accomplishing our financial goals, we can start to recognize what our weaknesses are and work on strengthening those weaknesses. Let’s look at 10 things that slow down your progress to financial independence. Continue reading

Best Times To Teach ESL Abroad

Best Times To Teach ESL Abroad- TESOLifestyleAfter a friend of mine mentioned that she is considering making a move abroad to teach ESL, I immediately wanted to hear all about her plans. I have a tendency to live vicariously through others in this aspect even though I trot the globe enough myself. But what came up in our conversation piqued my curiosity. Over the years I have had to ask the same question time and time again. What are the best times during the year to start teaching ESL abroad in any given country? So I figured what better way to do this than Continue reading

How 2 ESL Teachers Made $1000 Using Airbnb

How 2 ESL Teachers Made $1000 Using AirbnbHaving strangers sleep in your bed is a good way to make some extra money. Of course, you don’t actually have to be in bed when they are sleeping there. In fact, you really shouldn’t be in your bed at all when they are there. Let me explain. When you sign up as an Airbnb host, you are allowing guests to stay in your place for a fee. My husband and I decided to give it a try at our last apartment and our hosting experience turned out surprisingly well. I can’t wait to tell you how 2 ESL teachers made $1000 using Airbnb with the hopes that you, too, can do the same.  Continue reading